Titles in Brisbane and on home soil in Sofia sandwiched Dimitrov’s second Grand Slam semi-final at the Australian Open, where he came agonisingly close to beating Rafael Nadal.The Bulgarian, who won the Queen’s Club title in 2014, suffered only his second defeat of the year to David Goffin at the ABN AMRO World Tennis Tournament in Rotterdam last week.But the 25-year-old believes he is a better player than when he beat Andy Murray at Wimbledon in 2014 and has targeted success on grass.”The grass-court season is going to be a big thing for me with Queen’s and then Wimbledon around the corner,” he said. “I’ve seen the field, it’s going to be very strong again, but I’m excited to see what my form is going to be like.”Every year, coming back to Queen’s brings me great memories to me. I won the tournament a few years ago and I love it. It’s the best way to prepare for Wimbledon, and to perform out there on the grass at Queen’s is a really, really amazing feeling for me.”Three-time major winner Wawrinka has also been added to the field for the tournament, which begins on June 19, while last year’s Australian and US Open champion Jamie Murray is committed to play in the doubles field.
Lucena, CDO, Cebu to host 2017 PBA All-Star Motorcycle taxis ‘illegal’ starting next week — LTFRB board member China counts sharp rise in coronavirus cases, 2 in Beijing Christian Standhardinger wins PBA Best Player award PLAY LIST 01:13Christian Standhardinger wins PBA Best Player award01:02Fajardo predicts there will be no sweep in PBA Finals00:50Trending Articles01:40Filipinos turn Taal Volcano ash, plastic trash into bricks01:32Taal Volcano watch: Island fissures steaming, lake water receding02:14Carpio hits red carpet treatment for China Coast Guard02:56NCRPO pledges to donate P3.5 million to victims of Taal eruption00:56Heavy rain brings some relief in Australia02:37Calm moments allow Taal folks some respite PBA IMAGESLUCENA—Barangay Ginebra outlasted San Miguel Beer, 124-118, in overtime to even the 2017 PBA Philippine Cup Finals at 1-1 Sunday night at Quezon Convention Center here.Ginebra forward Joe Devance sent the game into overtime, 110-all, after following up his own miss at the end of regulation.ADVERTISEMENT Palace: Crisis over ABS-CBN franchise unlikely LATEST STORIES Beggar dead in Quezon hit-and-run incident Don’t miss out on the latest news and information. Taal Volcano continues to emit steam, ash from weak explosions Unfortunately for SMB, Lassiter got ejected with still 1:00 left in the period after incurring a technical foul for taunting. He was earlier whistled for a flagrant one in the second quarter.The Beermen’s woes were further compounded with June Mar Fajardo fouling out with 2:33 remaining in regulation, but got a lift from Chris Ross and reserves Ronald Tubid and Gabby Espinas late.Tubid, though, split his freebies with 3.2 seconds remaining and left the door open for Ginebra, as Devance scored the game-tying putback at the buzzer to send the raucous crowd on its feet.San Miguel’s comeback bid fell short with Ross fouling out early in overtime as Thompson and Sol Mercado put the Beermen away.Arwind Santos topped San Miguel with 23 points and 15 rebounds, but shot 5-of-18 from threes.ADVERTISEMENT Marcos monument beside Aquino’s stirs Tarlac town Prince Harry: ‘No other option’ but to cut royal ties Scottie Thompson flirted with a triple-double, collecting 18 points, career-high 18 rebounds and eight assists for the Gin Kings.“What a game, huh?” Ginebra head coach Tim Cone asked. “Just goes to show how good San Miguel is, in terms of their ability to come back from a 24-point halftime deficit. They just dominated us in that third quarter and most of the fourth. The only thing we did good is we were resilient. We fought with the ups and downs, and we continued to battle, we found a way to put it into overtime.”FEATURED STORIESSPORTSEnd of his agony? SC rules in favor of Espinosa, orders promoter heirs to pay boxing legendSPORTSBreak new groundSPORTSMcGregor blasts Cerrone in 40 seconds in UFC returnIt was a reversal of roles from Game 1, with Ginebra firing on all cylinders early as it erected a 26-point edge, 65-39, with 1:10 left in the second quarter thanks to Kevin Ferrer’s 18-point explosion in the second quarter.But San Miguel didn’t go down that easily, with Marcio Lassiter unloading 16 of his 21 points in the Beermen’s blazing 39-point third frame. View comments MOST READ Panelo: Duterte only wants to emulate strong political will of Marcos Ross finished with 16 markers, 11 assists, and five rebounds, while Tubid had 16 points and seven boards.Fajardo was limited to just 10 points, seven rebounds, and four blocks in a foul-plagued outing.Game 3 is on Wednesday night at Smart Araneta Coliseum.The scores: GINEBRA 124 – Aguilar 23, Ferrer 21, Thompson 18, Devance 16, Tenorio 15, Mercado 11, Ellis 8, Marcelo 6, Cruz 4, Taha 2.SAN MIGUEL 118 – Santos 23, Lassiter 21, Ross 16, Tubid 16, Cabagnot 13, Espinas 13, Fajardo 10, Heruela 4, De Ocampo 2, Agovida 0, Reyes 0. Quarters: 28-20, 67-43, 85-82, 110-110, 124-118.Sports Related Videospowered by AdSparcRead Next 2 ‘bookies’ bet collectors held in Quezon
Dear Editor,Guyana just celebrated 50 years of independence. One would have expected that as a country, we would have no questions on the following being present:A professional police force, including SOCU, separate and distinct from GovernmentA free and independent media, who are held responsible when they cross the lineA Government that will ensure that when statements are made of government institutions, that these represent fact and are presented fairlyAn audit office that is allowed to act independentlyAuditors (including forensic auditors) who are held to the highest level of professionalism and independence.The current case in point is KN headlines on the minutes of NICIL’s AGM’s and the so-called report of the forensic auditor Anand Goolsarran.It seems that every other day, KN has been serialising parts of the report, without any regard to balance, fairness, or accuracy.It saddens me and it should sadden every Guyanese that KN is allowed to print with impunity, completely biased and inaccurate reports that are only intended to attack and denigrate the integrity of certain persons. This is not journalism.What is clear is that KN is bent on attacking all former officials of the PPP/C while studiously shying away from attacking what is not transparent or proper under the new Government.Instead, KN is tasked with being a propaganda tool of the current administration.Case in point: Minutes of NICIL’s AGM. Simply put, the AGM’s of NICIL occurred. Whether the minutes are produced a year after or whenever, does not change the fact that NICIL’s AGM’s occurred and in most cases were attended by the Auditor General.Drafts of minutes on a computer or backup drives are not proof that a meeting did not occur. Minutes are not submitted to the Registrar of Companies. In addition to AGMs, all of the annual reports or audited accounts are approved separately by Government (the shareholder of NICIL) at Cabinet meetings before they are laid in Parliament under the hand of the Minister of Finance. And so it is with NICIL annual reports.Secondly, the auditor of NICIL is established by law as the Auditor General. The Government as shareholder does not appoint the auditor as shareholder of private companies do. And so the AGMs of NICIL are a mere formality. BUT THESE MEETINGS DID OCCUR.The standard agenda of any AGM follows the below sequence:To receive and consider the report of the directors and the audited accounts of the company for the yearTo appoint auditorsTo fix the remuneration of the auditors.For NICIL, once the Auditor General completes his audit and the report is ready, it goes to Cabinet under the hand of the Minister of Finance for approval and for said report to be laid in Parliament, as required in law. A Cabinet decision is then issued and this action occurs. In many cases, well before the AGM is held.In the second case, the Audit Act specifically states that the Auditor General of Guyana shall be the auditor of state owned entities. The shareholders therefore have no say in the matter.In the third case, the fees are determined by tender or based on standard audit charges of the Audit office, based on time spent on the audit. The shareholders really have no input.And so KN’s fallacious headlines of jail time and criminal actions against the DCEO of NICIL, who served as the Secretary of NICIL, is nothing but an orchestrated effort to destroy the integrity of someone whose only fault was to dedicate over a decade of her life to working hard for NICIL and the Government.The timing of these articles are questionable and published only to impugn her character and integrity.I feel a deep sense of loss when all of the institutions and key persons on the side of right, feel helpless for being targeted as a distraction from the realities.In private conversations, reasonable persons know the truth. The results are slowly becoming evident—a lack of new investment, a decline in the economy, and soft whispers of the Government consolidating power and immersing itself in all institutions.Are we all becoming witnesses to our own loss of independence and those liberties of living in a “free” country?Sincerely,Michael Devonish
Manchester United manager Louis van Gaal admitted he was “amazed” his side slumped to a 2-1 defeat at Swansea, while the Red Devils were also left to lament a fresh injury blow to striker Robin van Persie.The Dutch striker returned to the starting line-up having sat out of last week’s FA Cup victory over Preston with injury, but he left the Liberty Stadium on crutches as United slipped to fourth place following Arsenal’s win at Crystal Palace.Van Gaal’s men took a first-half lead through Ander Herrera but Ki Sung-yueng equalised within two minutes and Bafetimbi Gomis gave the hosts victory when he deflected Jonjo Shelvey’s 73rd minute strike past David de Gea.Gomis’ goal secured Swansea’s first-ever league double over United after the Welsh club’s 2-1 win at Old Trafford on the opening day of the season, but Van Gaal felt what was only his side’s second defeat in 20 games in all competitions was undeserved on the balance of play.Statistics showed United had 12 shots compared to Swansea’s eight, but Van Gaal’s men managed only three on target compared to the home team’s six.“It is always frustrating when you lose and you are the dominating team, your disappointment is much bigger because of that,” United manager Van Gaal said.“In the first half it was an equal game as I counted as many chances for Swansea as we had.“That was not a big difference, but in the second half it was a big difference.“Swansea had a chance in the first minute of the second half and after that we dominated the game.“Every two minutes we had a chance but we were not effective.”Van Gaal also bemoaned the nature of Swansea’s winner when Gomis unknowingly got in the way of Shelvey’s powerful effort.“They had one counter, the shot deviated, maybe also in an offside position from Gomis, and it was a goal,” he said.“Nevertheless we dominated the game even with ten men when Robin van Persie could not run any more after his injury and I had three substitutes on the field.“It is amazing we have lost and we have lost only to Southampton in 19 games before this, but you have to pick yourself up and continue.” Manchester United manager Louis van Gaal 1
3. Islam Slimani, forward – Sporting Lisbon – After failing in their pursuit of Jamie Vardy, Wenger could now turn his attentions to Lisbon striker Slimani. The 28-year-old Algerian is apparently keen on a move to the Premier League and, after scoring 32 goals in 42 appearances for club and country last term, it will be interesting to see if he can hold his own. The Express reports Arsenal have made contact about a £25m move, but they are £5m short of the Portuguese clubs evaluation. 10 6. Jose Gimenez, defender – Atletico Madrid – The Gunners are reportedly interested in Atleticos Uruguayan defender. At just 21, he has already proved himself to be a key asset for club and country, playing 42 games in total last season. Even though he could be seen as a long-term investment, Sky Sports report Atletico value him at £56m, which could be an issue for Arsenal. 10 10 10 10 With just one week to go, will Arsene Wenger listen to fans by dipping into his transfer pot at Arsenal? Despite signing Granit Xhaka for around £30m at the start of the summer, Gunners fans are desperate for the club to match their rivals in the market. The north Londoners are already five points behind top spot just two games into the season, having lost to Liverpool before drawing with champions Leicester City. READ MORE: Arsenal FC transfer news: Five alternatives to Shkodran MustafiThe Gunners have been struck with injuries once again, forcing Wenger to start the season opener with the young and inexperienced duo Calum Chambers and Rob Holding in the centre of defence.Per Mertesacker, Aaron Ramsey, Gabriel and Danny Welbeck are some of those casualties among a growing list of injured players. Some are short term, but others are out until 2017 at the earliest.Will Wenger wait for his squad to return to full strength or will he make a move before next week’s deadline? Will he sign the world-class striker that has evaded him all summer? Click the right arrow, above, to see the latest stars to be linked with moves to and from the Emirates in recent days and comment below with who you would like to see in an Arsenal shirt this season… 4. Calum Chambers, defender – Arsenal – Despite Arsenal lack of defensive options, its claimed Calum Chambers could be allowed to leave the club on loan. The Daily Mail report Arsene Wenger believes the England Under-21 international needs regular playing time elsewhere to aid his development, suggesting his role at the Emirates would remain limited this season, even with Gabriel Paulista and Per Mertesacker currently injured. Wenger, though, will only encourage a temporary exit for the former Southampton defender. West Bromwich Albion, Hull City, Stoke City and Sunderland are all said to be interested, while a number of Championship are monitoring his situation, too. 9. Phil Jones, defender – Manchester United – When Jones left Blackburn in 2011, he nearly joined Arsenal. Could he be making the move five years later? The Gunners currently need a centre-back and, with the 24-year-old seemingly out of the picture at Old Trafford, the north Londoners have made an enquiry. But, according to the London Evening Standard, Jose Mourinho is refusing to do business with old rival Arsene Wenger. But if Southampton’s Jose Fonte moves to the Red Devils, they may look to get England defender Jones off the books. 10 7. Alexandre Lacazette, forward – Lyon – According to the Independent, the France and Lyon striker is set to stay put, despite Arsenal interest. The Gunners failed to meet the asking price when they submitted a £29m bid earlier this summer and Lyon president chairman Jean-Michel Aulas expects the 25-year-old to stay until the end of the season. 1. Lucas Perez, striker – Deportivo de La Coruña: Click the right arrow, above, to find out the latest Arsenal transfer news – Arsenal have beaten Everton in the race to sign Deportivo striker Lucas Perez, talkSPORT understands. The Toffees looked to be closing in on a £15m deal for the Spaniard, but the Gunners swopped, offering £17m for his signature. He will travel to London immediately to undergo his medical, completing the formalities of his move to the Emirates. The 27-year-old scored 17 goals and registered eight assists in 36 La Liga appearances last season. 8. Jonny Evans, defender – West Bromwich Albion – Reports suggested Arsenal have registered an interest in the former Manchester United defender. Some outlets suggested West Brom have slapped a £25m price tag on Evans, but talkSPORT understands otherwise. According to sources, the claims are not true and the Northern Irishman is going nowhere. 2. Shkodran Mustafi, defender – Valencia – If you have not heard this one, where have you been? One of the long, drawn out transfer sagas of the summer features Arsenal and Mustafi. Wenger has admitted his interest in signing the Germany international, still only 24, and the asking price for his services is going up. The Evening Standard suggests the Liga club were happy to do a deal for £30m, but now they want Arsenal to activate the £43million release clause in Mustafi’s contract at the Mestalla. The Premier League club will be hoping Valencia will back down so they can meet UEFA’s Financial Fairplay rules. On Wednesday night, Sky Sports News presenter Kaveh Solhekol tweeted: Mustafi & agent met Valencia officials yesterday. Told he can leave if adequate offer made. Suggestion Arsenal deal could be agreed at £26m. 10 5. Marcel Tisserand, defender – AS Monaco – Arsenal have, according to reports in the Mirror, made contact with Monaco over versatile Monaco defender Marcel Tisserand. But they arent alone in their interest. Its claimed defending Premier League champions Leicester City have also enquired over the 23-year-olds availability and could make an offer. He has caught the eye in Ligue 1 and is allegedly keen on a move to England. 10 10 10 10. Mathieu Debuchy, defender – Arsenal – After Hector Bellerins emergence at the Emirates in recent years, French defender Debuchy is surplus to requirements in north London. He has been close to an exit all summer but the Daily Mail claims the player has rejected a move to Serie A giants Roma. He spent half of last season on loan at Bordeaux but Arsenals asking price was too much for the Ligue 1 club to make his move permanent. With all the injury problems in north London, is there a way back for the 31-year-old?
Queens Park Rangers 2–1 Norwich CityIan Holloway enjoyed a winning return to Loftus Road as QPR claimed a 2-0 win over Norwich. Tjaronn Chery missed from the spot after just two minutes, Martin Olsson conceding a penalty and being sent off in the process, but the hosts went ahead anyway – Conor Washington scoring after 21 minutes. Sebastian Polter doubled the lead six minutes later, and although Steve Naismith pulled one back for the visitors with 12 minutes remaining, QPR held on to claim all three points.Cardiff City 3–2 Huddersfield TownA quickfire double from Sean Morrison and Junior Hoilet put Cardiff in control before the 20 minute mark, and although Tommy Smith pulled one back for Huddersfield just before the half hour mark, Rickie Lambert made it 3-1 moments later. Philip Billing scored a wonderful strike to reduce the deficit to one goal with 20 minutes left, but the Terriers failed to pull level, suffering their fourth loss in the last six games.Reading 3–0 Burton AlbionDominic Samuel handed Reading the lead midway through the first half, with a later goal from Danny Williams, and a John Brayford own goal, securing all three points which moved Jaap Stam’s men to third place in the Championship table.Derby County 3–0 Rotherham UnitedTom Ince and Darren Bent netted inside 20 minutes to hand Steve McLaren’s men a commanding early lead, with Ince extending the scoreline midway through the second period to claim a simple three points for the Rams. Ince missed out on the chance to net a hat-trick, seeing his penalty saved after being fouled in the area.Fulham 1–1 Sheffield WednesdayFernando Forestieri’s 10th minute strike appeared to be leading Sheffield Wednesday to victory, but Scott Malone equalised for Fulham in injury time to ensure the spoils were shared at Craven Cottage, with both sides currently just outside the playoff places on 25 points.Blackburn Rovers 3–2 BrentfordScott Hogan netted in the first minute to hand the visitors the lead, but Danny Graham equalised after 15 minutes to tie the game. The forward put Rovers in front from the penalty spot five minutes later, but Hogan added his second to pull the game level again after half an hour. Blackburn went ahead again before half-time, Harlee Dean with an own goal, and that was enough for the hosts to claim all three points – although they remain in the relegation zone.Birmingham City 1–0 Bristol CityChe Adams’ 81st minute goal secured three points for Birmingham City against Bristol City at St Andrews, despite Jonathan Spector’s late red card putting their lead under pressure. The victory in what was a tight match moved the Blues up to fifth place.Preston North End 0–0 Wolverhampton WanderersPreston’s impressive season continued with a 0-0 draw at home to Wolves, which kept them in the top half of the table. The hosts dominated play, but only managed one shot on target, and will rue the two points dropped.Barnsley 0–0 Wigan AthleticWigan lost goalkeeper Adam Bogdan after an hour because of injury, but the Latics managed to hold on to claim a draw at Barnsley. The hosts had the better of the game, but failed to score, and the point for Wigan ensures they remain within touching distance of leaving the relegation places. 1 It was a busy day in the second tier of English football
David Pipe, right, captained Newport County to Conference play-off victory in 2013 1 For David Pipe, simply playing football again is an achievement on its own considering where he was a few years ago.In 2010, he was jailed for 38 months for fracturing the skull of another man in an unprovoked attack in Bristol.Pipe, 26 at the time, hit Rhys Morris over the head with a wine bottle outside a nightclub in September 2009 and pleaded guilty to wounding with intent to cause grievous bodily harm.He feared his career was over, but was able to maintain his fitness by getting a job in the gym and playing football again when he was moved to an open prison after 13 months.“The last words of the judge who sent me down were: ‘You’ll never play professional football again,’” he told The Sun in an exclusive interview ahead of Newport’s fourth round FA Cup tie against Tottenham.And it didn’t take long for the reality of the terrible crime he had committed to dawn on him.“I saw two lads from my wing carried out on boards and covered in black bags,” he recalled. “They were both under the age of 35, they had both taken their own lives.“That wasn’t nice to see, especially when it’s 20 yards from where your bed is.”“You can feel sorry for yourself or you can agree with [the judge], but I wanted to prove him wrong and I have done.”Pipe was released in September 2011 and joined Newport in a deal arranged by his then agent, the late Cyrille Regis, whom he was keen to pay tribute to.“He came to visit me in prison whenever I needed him,” he revealed of the former West Brom man whose death at the age of 59 stunned the football world. “He would make phone calls to my mum just to check up on her, so I didn’t have to worry about that from inside.”As a result of the electronic tag Pipe was forced to wear for four months upon his release and the strict curfew he had to adhere to, the Welsh club was a good fit given it was close to his mum’s home near Caerphilly.Shortly afterwards, Newport offered him a short-term contract. He was made club captain the following season and led County to their Conference play-off final win over Wrexham at Wembley in 2013.Read the full interview here.
SAN FRANCISCO – California Gov. Arnold Schwarzenegger on Wednesday signed into law a sweeping global-warming initiative that imposes the nation’s first cap on greenhouse-gas emissions, saying the effort kicks off “a bold new era of environmental protection.” Standing on picturesque Treasure Island with San Francisco’s skyline in the background, Schwarzenegger called the fight against global warming one of the most important issues of modern times. “We simply must do everything we can in our power to slow down global warming before it is too late,” Schwarzenegger said during an address before signing the bill. San Francisco Mayor Gavin Newsom and New York Gov. George Pataki, as well as Democratic legislators, joined Schwarzenegger for the high-profile ceremony. British Prime Minister Tony Blair, who struck a deal with Schwarzenegger over the summer to develop clean technologies, addressed the ceremony participants via video link. AD Quality Auto 360p 720p 1080p Top articles1/5READ MOREThe Christmas Truce of 1914 proved that peace is possibleBlair said California had set a “bold target” and called the bill signing “a proud day for political leadership.” “This will echo right round the rest of the world,” he said. California’s efforts on global warming have been in the spotlight since Schwarzenegger and the state’s legislative Democrats reached an accord last month on the Democrat-authored bill to cut greenhouse gases. The negotiations culminated in the last week of the legislative session, handing the Republican governor a key victory during an election year in which he has sought to portray himself as a friend to the environment. On Wednesday, Schwarzenegger called the bill signing a historic occasion. “It will begin a bold new era of environmental protection in California that will change the course of history,” he said. Schwarzenegger and Democratic lawmakers said they expected others to follow California’s lead. “Today, we tell the rest of the world, other states and our nation that California has the courage, the know-how to turn this tide and the ability to move forward to putting an end to this creeping disaster we know as global warming,” said Assembly Speaker Fabian Nu¤ez, D-Los Angeles. Nu¤ez wrote the bill with Democratic Assemblywoman Fran Pavley of Agoura Hills. Schwarzenegger’s Democratic opponent in the November election, state treasurer Phil Angelides, also supports the new law. It imposes a first-in-the-nation emissions cap on utilities, refineries and manufacturing plants in a bid to curb the gases that scientists blame for warming the Earth. Two years ago, a state board adopted tight regulations on automobile tailpipe emissions, an initiative that is being challenged in federal court by automakers. State reports have predicted that the effects of global warming could be severe for the state, leading to earlier melting of the Sierra snowpack and threats to the state’s water supply. It also could lead to changes in the growing season in the nation’s No. 1 agricultural producer, even jeopardizing the Napa Valley wine industry. Tom Graff, California regional director of Environmental Defense, urged the federal government to follow with a national cap on carbon emissions. “Together we have moved from a message of despair to one of hope and action,” Graff said. “We are still at the beginning of a long journey to restrain and manage the warming of our globe, and there is still much more work to be done.” Also this week, Schwarzenegger is expected to sign a second Democrat-sponsored global-warming bill with consequences beyond the state’s borders. That bill will prohibit California’s large utilities and corporations from entering long-term power contracts with suppliers whose electricity sources do not meet the state’s greenhouse-gas emission standards. The measure by Senate President Pro Tem Don Perata, D-Oakland, is intended to force coal plants in the Western U.S. to install cleaner technologies. California’s efforts to cut greenhouse-gas emissions from industry and automobiles are part of a goal to reduce the state’s emissions to 1990 levels by 2020, an estimated 25 percent reduction. California is the world’s 12th-largest producer of greenhouse gases such as carbon dioxide, methane and nitrogen oxides that are trapping heat in Earth’s atmosphere. Schwarzenegger issued an executive order in 2005 calling for an even more ambitious reduction – cutting the levels of greenhouse gases to 80 percent below 1990 levels by 2050. In an interview Tuesday with The Associated Press, Schwarzenegger described the emissions-cap bill as one step in a long-term strategy by the nation’s most populous state to combat global climate change. He said the state should further reduce industrial emissions and adopt initiatives such as placing greater emphasis on renewable energy and hydrogen-fueled cars. The industrial-emissions cap has been praised by environmentalists as a step toward fighting global climate change, but business leaders have warned that it will increase their costs and force them to scale back their California operations. Industry officials say California lawmakers must ease other regulatory burdens to counter the higher costs they face with the tighter emissions standards. An example could be eliminating the sales tax levied on new equipment, said Dorothy Rothrock, vice president of government relations for the California Manufacturers and Technology Association. “If we do continue to discourage California manufacturing, emissions will happen elsewhere without regulation, and we will not have achieved our goal of reducing emissions,” she said. Association President Jack Stewart said the group does not plan to sue California to stop the regulations as automakers have done with the rules regarding tailpipe emissions. Schwarzenegger said it is possible to protect the environment as well as the state’s economy. He expects the law to lead to a new business sector in California devoted to developing the technologies that industries can use to meet the tougher emission requirements. “We will create a whole new industry that will pump up our economy,” he said.160Want local news?Sign up for the Localist and stay informed Something went wrong. 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Thinking of buying a new car in the coming months? Then you’ve no doubt heard about Personal Contract Plans or PCPs. Here, the Letterkenny Credit Union advisors explain what these agreements really mean and share a guide on getting the best deal on car finance:PCPs car finance agreements have been getting a lot of attention – and not always for the right reasons. The Competition and Consumer Protection Commission (CCPC) recently released the first public analysis of PCPs in Ireland. The report found that a third of new car purchases in Ireland are now financed by PCP agreements. In 2016, a significant €805 million was extended to consumers in PCP finance – a considerable increase of 65% on 2015. The CCPC says however that because of the complexity of these agreements, there is a concern that consumers do not fully understand how they work. In particular, they say there is a doubt that consumers are fully aware of the balloon payments at the end of a PCP agreement. The CCPC is of the view that further protection is needed in Ireland for consumers availing of these agreements.* Paul Hume, Chairperson of Letterkenny Credit Union said: “For many, headline rates on PCP agreements can at first look more attractive, but these can easily distract from the range of additional charges and a good deal of inflexibility. Paul explains: “Essentially PCPs are lease schemes. The buyer has in effect, hired the car for a particular period of time while they make payments. At the end of the agreement, they will have to make a balloon payment in order to own the car. “With a traditional car loan, the person simply borrows the money to pay for a car, which they own immediately. They can also sell the car on at any time they wish, should they need to, whereas they do not have this option with a PCP.”There is further detail in the ‘small print’ of a PCP agreement which consumers should be aware of. They will, for example, need to be conscious of the mileage they are clocking up, because the balloon payment at the end of the agreement will have been calculated with their annual mileage in mind. On the other hand, if a consumer takes out a car loan before purchasing a car, they are effectively going as a cash buyer to the car dealer and are in a far better position to negotiate a deal. Paul continued: “At Letterkenny Credit Union we offer a car loan with an APR rate of 7.5%** which is typically approved within 24 hours. There are no hidden fees or administration charges with our loan, and we are always happy to work with our members to arrange repayments in a way that best suits their individual circumstances. “We would really encourage anyone thinking of buying a new or used car in the coming weeks to contact us at Letterkenny Credit Union before making any decisions. “We are happy to see all our members, no matter how long it has been, and of course we are always happy to chat to anyone who has never been a credit union member.”For further information just contact the LKCU loans team on 0749102126 or email email@example.com*CCPC; Personal Contract Plans – The Irish Market. March 2018** For a €30,000, 5 year variable interest rate loan with 60 monthly repayments of €497.88, an interest Rate of 7.24%, a representative APR of 7.5%, the total amount payable by the member is €29,871.16 Information correct as at 30/10/2018. Are you getting the best deal on car finance? was last modified: November 22nd, 2018 by Staff WriterShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window)Tags:car financecar loanLetterkenny Credit Unionpcp
CCH Tax Day ReportThe Georgia Department of Revenue has updated its announcement concerning state tax relief to the victims of Hurricane Matthew to include Brantley, Candler, Emanuel, Evans, Jenkins, Long, Pierce, Tattnall and Toombs counties. (TAXDAY, 2016/10/19, S.2 )The updated news release can be viewed on the department’s website at http://dor.georgia.gov.Press Release, Georgia Department of Revenue, October 26, 2016