Liverpool have joined the race for Manchester United and Manchester City target Caglar Soyuncu.The defender is considered one of the best young players in Turkish football and the same-city rivals both attempted to take him to Manchester in the summer.However, the 21-year-old stayed put at Freiburg, where he is expected to remain until next summer.The strong centre-back is a first-team regular in the Bundesliga and has also become a mainstay in the Turkish national team.And Freiburg, who only signed him from Altinordu last year, are bracing themselves for further interest from England.According to Turkish-Football.com, Liverpool are the third Premier League club to express an interest in landing Soyuncu.The Merseyside club have had some problems in defence this season and it has been suggested that the youngster could help steady the ship.Frieburg do not want to sell him midway through the season but a bid of around £20m may be too difficult to turn down for a player who is still largely unproven. Caglar Soyuncu [left] 1
Thinking of buying a new car in the coming months? Then you’ve no doubt heard about Personal Contract Plans or PCPs. Here, the Letterkenny Credit Union advisors explain what these agreements really mean and share a guide on getting the best deal on car finance:PCPs car finance agreements have been getting a lot of attention – and not always for the right reasons. The Competition and Consumer Protection Commission (CCPC) recently released the first public analysis of PCPs in Ireland. The report found that a third of new car purchases in Ireland are now financed by PCP agreements. In 2016, a significant €805 million was extended to consumers in PCP finance – a considerable increase of 65% on 2015. The CCPC says however that because of the complexity of these agreements, there is a concern that consumers do not fully understand how they work. In particular, they say there is a doubt that consumers are fully aware of the balloon payments at the end of a PCP agreement. The CCPC is of the view that further protection is needed in Ireland for consumers availing of these agreements.* Paul Hume, Chairperson of Letterkenny Credit Union said: “For many, headline rates on PCP agreements can at first look more attractive, but these can easily distract from the range of additional charges and a good deal of inflexibility. Paul explains: “Essentially PCPs are lease schemes. The buyer has in effect, hired the car for a particular period of time while they make payments. At the end of the agreement, they will have to make a balloon payment in order to own the car. “With a traditional car loan, the person simply borrows the money to pay for a car, which they own immediately. They can also sell the car on at any time they wish, should they need to, whereas they do not have this option with a PCP.”There is further detail in the ‘small print’ of a PCP agreement which consumers should be aware of. They will, for example, need to be conscious of the mileage they are clocking up, because the balloon payment at the end of the agreement will have been calculated with their annual mileage in mind. On the other hand, if a consumer takes out a car loan before purchasing a car, they are effectively going as a cash buyer to the car dealer and are in a far better position to negotiate a deal. Paul continued: “At Letterkenny Credit Union we offer a car loan with an APR rate of 7.5%** which is typically approved within 24 hours. There are no hidden fees or administration charges with our loan, and we are always happy to work with our members to arrange repayments in a way that best suits their individual circumstances. “We would really encourage anyone thinking of buying a new or used car in the coming weeks to contact us at Letterkenny Credit Union before making any decisions. “We are happy to see all our members, no matter how long it has been, and of course we are always happy to chat to anyone who has never been a credit union member.”For further information just contact the LKCU loans team on 0749102126 or email firstname.lastname@example.org*CCPC; Personal Contract Plans – The Irish Market. March 2018** For a €30,000, 5 year variable interest rate loan with 60 monthly repayments of €497.88, an interest Rate of 7.24%, a representative APR of 7.5%, the total amount payable by the member is €29,871.16 Information correct as at 30/10/2018. Are you getting the best deal on car finance? was last modified: November 22nd, 2018 by Staff WriterShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window)Tags:car financecar loanLetterkenny Credit Unionpcp
Businesses aren’t happy with themselves. A report by KPMG found that 96 percent of businesses say that they need to change, transform and become more innovative.Stephen Hasty, Global Transformation Leader at KPMG International, said that “business transformation can no longer be a ‘one and done’ initiative. Top executives realize that their organizations must create mechanisms to continuously evolve and respond to their external environment. Unfortunately, these business leaders are up against serious barriers to reaching goals, as well as massive disruptions in technology and customer preferences and demand.”The KPGM study has the following three recommendations for achieving transformation and innovation:Focus on the customerEmbed innovation in the businessLearn to thrive on change
Watch Serie A live in the UK on Premier Sports for just £11.99 per month including live LaLiga, Eredivisie, Scottish Cup Football and more. Visit: https://subscribe.premiersports.tv/ 1 goal 2 red cards Lecce President Saverio Sticchi Damiani criticised apologetic Cagliari goalkeeper Robin Olsen for being the “protagonist of incredible play-acting.” Olsen clashed with Gianluca Lapadula after the Lecce striker had reduced the deficit to 2-1 from the penalty spot at the Via del Mare on Monday, following a handling offence by Fabrizio Cacciatore. The two players clashed and Lecce President Sticchi Damiani accused Olsen of “simulation” to help get Lapadula sent off. “I have a great feeling of regret, we should have played in with two men more, 11 against nine,” he said about the last 10 minutes of the game. “Here we have endless debates on handballs, positioning of the arm and VAR. “Then Lecce had to accept a red card for Lapadula, who took three hits from the opposing goalkeeper, without having done anything. “We will lose our player through suspension, because of Olsen’s simulation. He was the protagonist of incredible play-acting.” The match ended in a 2-2 draw, as Lecce played with 10 against nine, and the former Roma shot-stopper apologised to the fans after being “close to three points.” “Unfortunate end of the game, which of course I apologise for,” Olsen posted on social media. “To my teammates, my coaches and our fans! I never wanted to leave them alone in this game, we were close to the three points after a good team effort… “New games are coming up and I will do everything I can to support my team, as always!” .. in the space of a few seconds! Gianluca Lapadula fires home the penalty, and immediately gets sent over following an altercation with Cagliari goalkeeper Robin Olsen, who also gets dismissed! pic.twitter.com/QfBQncoMJt — Premier Sports (@PremierSportsTV) November 25, 2019
Kylian Mbappe believes a member of France’s World Cup-winning squad deserves to win the 2018 Ballon d’Or next month.The winner of France Football’s annual award will be announced on December 3, with six of Didier Deschamps’ squad from Russia 2018 in the running.Lionel Messi and Cristiano Ronaldo – who have both won the award five times in the last decade – are also in contention, although many expect their duopoly to come to an end. Article continues below Editors’ Picks Man Utd ready to spend big on Sancho and Haaland in January Who is Marcus Thuram? Lilian’s son who is top of the Bundesliga with Borussia Monchengladbach Brazil, beware! Messi and Argentina out for revenge after Copa controversy Best player in MLS? Zlatan wasn’t even the best player in LA! Belgium and Chelsea star Eden Hazard has been praised by some, while Luka Modric has been backed to add the accolade to his The Best FIFA Men’s Player award.Mbappe, who was crowned best young player at the World Cup, is also a hot favourite, but he would be happy to miss out as long as one of his international team-mates wins.”There are many good candidates this year,” he told a media conference. “Many players can win it. “I hope the winner will be French. It will be a reward for our adventure [the World Cup]. “But it is so close [the results will be so close], I can’t make any prediction.”While reluctant to put himself in the frame, Mbappe has seen his chances talked up by a rival for the most prestigious of personal accolades.Hazard told RTBF: “I do not deserve the Ballon d’Or. I think there are players who have been better than me.”I would have said Luka Modric, but he plays a little less well since August or September, so if we take into account the beginning of the season, I would say Kylian Mbappe.”The goal for me is not to have the Ballon d’Or, it is to maximise fun on the pitch. If I win it one day, so much the better, if I don’t it, it will not be a problem.”
APTN National NewsProfessor and writer Niganwewidam Sinclair was an Idle No More organizer from the beginning of the movement.He spoke to APTN National News to talk about whether Idle No More could become Idle forever.